Take the first step with a complimentary, no-pressure appointment.
We’ll agree on all fees in writing before you decide to proceed, ensuring transparency and trust.
Pensions & Investments
For initial investment and pension advice, we levy a fee of 3.00% on the first £100,000 of the investment.
Any investment amount exceeding £100,000 is then subject to a reduced fee of 1.00%.
To illustrate, for an investment of £500,000, our fee would amount to £7,000, which equates to 1.40% of the total investment.
This is significantly lower than the industry average charge of 2.40%, and considerably less than the 5.00% charged by large advice networks.
For ongoing advice, we apply a charge of 0.50% on the assets under management.
We also offer our clients the opportunity to invest in our Central Investment Proposition.
This option typically incurs a total ongoing charge of just 1.05% per annum.
This comprehensive fee includes platform, product, investment management, transaction, and advice fees.
When compared to the industry average charges of 1.90% per annum and large advice network fees of 2.50% per annum, our services offer a cost-effective solution for your investment needs.
For non-product related advice, we charge an hourly advice rate of £200.
Mortgage Advice
No broker fee will be charged when you apply for a standard prime residential mortgage, a Buy-to-let mortgage, or any prime remortgage over £150,000, we will be paid a commission from the lender.
A broker fee of £145 is charged when you apply for a standard prime residential mortgage, a Buy-to-let mortgage, or any prime remortgages between £100,000 and £150,000, we will also be paid a commission from the lender.
A broker fee of £295 is charged for mortgages below £100,000 and all other mortgage types, including all shared ownership, portfolio buy-to-let, Limited Company lending, help-to-buy, shared equity & adverse or impaired credit applications, we will also be paid a commission from the lender.
You will receive an illustration when considering a particular mortgage, which details the full remuneration and any agreed fees payable by you, prior to proceeding.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.